- If you are diagnosed with 1 of 47 deadly diseases, you receive a lump sum at 100% of the insurance amount taken. (See the details below.)
- You will receive a lump sum payment amounting to 10% of the insurance amount taken if you had coronary artery disease requiring treatment by coronary artery angiography.
48 Deadly Diseases Additional Coverage Contract (CI 48)
What would happen if you suffered from a deadly disease to the point that you could no longer work and had to lose income, while having a huge unexpected medical expense? Wouldn’t it be good if you received a sum of money to pay for your treatment?
Key Benefits
Covers 48 deadly diseases.
Lump sum payment to cover your treatment.
Receive 100% of the lump sum upon being diagnosed with a deadly disease.
What is good about this insurance plan?
The Top 5 Most Deadly Diseases Responsible for the Greatest Number of Deaths in Thailand
- Cancer.
- Cardiovascular disease, high cholesterol and coronary artery disease.
- Tuberculosis, pneumonia and respiratory diseases.
- Ductless gland diseases (diabetes, thyroid disorders and adrenal gland disorders).
- Diseases caused by alcohol consumption.
Coverage and Benefits
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Coverage and Benefits
48 Deadly Diseases Additional Coverage Contract Details
The 48 diseases covered under the insurance policy:
- Invasive cancer.
- Acute heart attack.
- Coronary artery bypass surgery.
- Open heart surgery for the heart valve.
- Major stroke.
- Benign brain tumor
- Major organs transplantation or bone marrow transplantation.
- Aplastic anemia.
- Stroke requiring carotid endarterectomy surgery.
- Chronic kidney failure.
- Severe chronic obstructive pulmonary disease.
- Major burn.
- Multiple root avulsions of brachial plexus.
- Motor neuron disease.
- Apallic syndrome or vegetative state.
- Loss of hearing.
- Loss of speech.
- Muscular dystrophy.
- Aortic dissection.
- Chronic liver disease / end-stage liver disease / liver failure.
- Cerebral aneurysm requiring brain surgery.
- Bacterial meningitis.
- Parkinson’s disease.
- Poliomyelitis.
- Lupus nephritis from systemic lupus erythematosus.
- Surgery to aorta.
- Viral encephalitis.
- Alzheimer’s disease.
- Fulminant viral hepatitis.
- Terminal illness.
- Coma.
- Major head trauma.
- Multiple sclerosis.
- Paralysis.
- Surgery for idiopathic scoliosis.
- End-stage lung disease.
- Cardiomyopathy.
- Chronic relapsing pancreatitis.
- Elephantiasis.
- Loss of independent living.
- Medullary cystic disease.
- Necrotizing fasciitis and gangrene.
- Primary pulmonary Arterial Hypertension.
- Progressive scleroderma or diffuse systemic sclerosis/scleroderma.
- Severe rheumatoid arthritis.
- Severe ulcerative colitis or Crohn’s disease.
- Blindness.
- Coronary artery disease requiring treatment by coronary artery angiography
Remarks:
- If the insurance taker is diagnosed with more than 1 deadly disease, the company will pay benefits for only a single disease.
- The company will pay benefits in Item 2 above by only 1 time throughout the duration of the insurance policy to which this additional contract is attached, even if a renewal occurs.
- After the benefits in Item 1 are paid, this additional contract will expire immediately.
Insurance Terms
- The insurance taker may purchase this additional contract only after having purchased a group life insurance.
- The criteria, conditions and qualifications of persons who are eligible for insurance in an organization will follow the group life insurance plan chosen by each organization. However, the age of insurance takers may not exceed 65 years.
- The insurance taker must enter information according to the specifications of the group insurance application form, which includes health information and/or health examination information according to company specifications, except for cases where the insurance amount taken meets the criteria for obtaining insurance without having to present evidence.
Remarks:
- The information in this document is only preliminary information to accompany sales. The customer should always study additional information about coverage, terms, conditions, exclusions and benefits from the insurance policy.
- The customer should always develop a thorough understanding about the details, coverage and conditions before applying for insurance.
Coverage Exclusions
- Suicide or self-harm or attempts of such actions while mentally sound or unsound.
- Use or prior use of narcotics or addictive substances or alcoholic beverages or substance abuse while mentally sound or unsound.
- Inhalation, consumption, drinking, injection or introduction of toxins into the body by any method while mentally sound or unsound.
- Refusal by the insurance taker to receive the recommended treatment or to follow medical advice.
- Acquisition by the insurance taker of a human immunodeficiency virus (HIV positive) or acquired immunodeficiency syndrome (AIDS).
- Illness by a deadly disease before the effective date of this additional contract.
Similar Coverages
Coverage by Allianz Ayudhya Assurance Public Company Limited
