Additional Health Coverage for Welfare Benefits, This health insurance adds to potentially insufficient welfare benefits by providing lump sum supplementary health coverage with affordable premiums and customizable deductibles and copayments. Allianz Ayudhya has health insurance plans that can augment medical treatment welfare benefits to add to the available funds for covering expenses involved in modern medical treatments and prevent harm from excessive medical costs in cases of hospitalization or to provide daily compensation for loss of ability to work.