Policy Loan Service

The company provides life insurance policy loan services. The value of cash and interest depends on your insurance plan and the company’s conditions.

• 4%-8% average interest per annum. The amount approved depends on the expropriation fee for the remaining portion of the policy.
• You can receive policy loan via bank account for convenience and speed, or you can receive it as a cashier’s check.
• If you apply for a policy loan with a net amount not exceeding 200,000 baht, you can conduct the transaction easily through the  My Allianz application without having to send documents to the company.

Highlights of Policy Loan Service

• Low starting interest at just 0.5%-0.7% per month or 4%-8% per annum.*
• Fast approval within 2 business days after receiving all documents. 
• No guarantor required.
• Can be repaid at any time without a specified minimum repayment amount.

*  The above table is only an example of interest rates. The policy loan interest will depend on your insurance plan.

• You can conduct the transaction yourself through the My Allianz application without having to submit documents. 

• Only available for valid policies whose rights have not been fully exercises and extended-term policies.
• The loan amount depends on your insurance plan and policy expropriation value.