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Perfect Home Property Insurance by Allianz Ayudhya

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  • Comprehensive Protection in one policy Fire, Lightning, Explosion, Earthquake, Windstorm, Hail including Burglary
  • Protection for the Valuables Money, Valuable Stone, Antiques and Works of Art
  • Natural Disaster Coverage Flood coverage starting from Baht 20,000 and top-up available
  • Personal Accident For Insured’ Family and Employee Including Nursing Care Service for accidents arising at Insured Premise
  • Plate Glass Insurance For Plate Glass fixed to Building Insured Coverage up to Baht 100,000 per occurrence and per year  *For Perfect Home plan
  •  Plus! Electrical Injury as the result of short circuit Coverage up to Baht 100,000
  • The Insurance is subject to the Company’s Underwriting Guidelines.
  • This package applies to concrete building (class 1), half-wooden building (class 2), wooden building (class 3) and household contents with minimum Sum Insured Baht 1,000,000 for Building class 1, minimum Sum Insured Baht 3,000,000 for Building class 2 and 3.
  • This package applicable for single house, town house, residence unit (condominium) and apartment used for individual residential only not for commercial use or profit. For Building class 2 and 3, this package applicable only for single house.
  • Each policy covers one location only
  • This package applicable for all areas except:

      - Property located in high-risk areas and congested areas such as Yaowarat, Sampeng, Chakkrawat, Chum Chon Khlong Toei

      - Property with the Sum Insured over Baht 5,000,000 located in: Songkhla, Yala, Pattani and Narathiwat

      - A maximum Sum Insured of Baht 10,000,000 is available in the following districts in Songkhla: Muang Songkhla, Hat Yai, Ranot, Ruttaphum, Na Mom, Khuan Niang, Bang Klam, Singhanakhon, Khlong Hoi Khong and Krasae Sin

  • The Company reserves the right to underwrite on case by case basis for the additional Flood coverage in Ang Thong, Lopburi, Nakorn Sawan, Nonthaburi, Pathumthani, Ayudhaya, Samut Prakarn, Singburi and some areas in Bangkok. Please contact the Agent or Company staff before binding cover.
  • Personal Accident coverage applies to family members aged 1-70 years, but maximum 60 years for maid.
  • Property under care, custody and control
  • Discount up to 12.50% for the insurance period of 2 years
  • Discount up to 16.66% for the insurance period of 3 years
  • Discount up to 30.22% for the insurance period of 5 years
  • The applicant should understand the Details, Coverage and Conditions before binding cover
  • The information in this brochure is for advertisement purposes only. All conditions are subjected to the policy wording.
Coverage by Allianz Ayudhya General Insurance Public Company Limited