- Protect all victims from the car accident either driver, passengers, or pedestrians.
- Coverage includes bodily injury to driver, passengers and third party from accident that the insured car involves in. This excludes own damage and property damage to third party.
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Compulsory Motor Insurance
Get coverage for victims of accident with the compulsory motor insurance as mandated by law.
Compulsory Motor Insurance Detail
Distinction
Coverage/Benefits
As mandated by law, all vehicles registered with the Department of Land Transportation must have insurance to provide indemnity* and maximum compensation** to victims of the accident.
After an accident, the company will pay the claims as part of indemnity without waiting for proof of guilt. Claims payment include:
- Medical expense of no higher than 30,000 Baht for any treatment at any hospital.
- Compensation of 35,000 Baht for disability/dismemberment (dismemberment includes loss of organ e.g. finger, and mental impact e.g. post-accident trauma leading to being unable to work) or funeral expense in case of death.
- Total sum of primary indemnity does not exceed 65,000 Baht.
If the Insured is proven to be at fault, the following maximum compensation will be made:
- Up to 80,000 Baht in case of injury (bodily and mentally)
- 500,000 Baht in case of death or permanent disability
*Indemnity means compensation for loss of life and bodily injury to victims of the accident that insured car is involved in.
**Maximum compensation (inclusive of primary indemnity) means indemnity for loss of life and bodily injury of victims from accident that the insured car is involved in.
- Conditions are as specified in the policy.
- This is an unspecific document, not benefit illustrations. Interested person should study details of the insurance policy thoroughly before applying.
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