Consumers are encouraged to exercise caution when referring to product and service information obtained from external websites or other sources. Information published on the Company's official website should be regarded as the primary and up-to-date source of information. If you encounter any information from other sources that differs or appears inconsistent, please verify it through the Company's official website or contact channels before making any decisions or taking any action.
Property Insurance
Master Home
Master Home Property Insurance by Allianz Ayudhya
The unexpected happens at anytime..Protect your beloved home and property Comprehensive coverage starting from 1,190 baht
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Master Home - Benefit in Detail
- The underwriting criteria are subject to the terms and conditions of the Company's underwriting guideline.
- Under the property packaged products, one location can be insured under only 1 policy.
- This product provided exclusively for private residential properties and does not extend to properties used for commercial, business, income-generating, or rental purposes.
- This product is available for buildings with the following structural classes: Class 1 (Reinforced concrete), Class 2 (Semi-concrete and wood) and Class 3 (wooden or other materials)
- Total Sum Insured (including buildings and/or contents within the building)
○ The total sum insured must range between 500,000 and 50,000,000 THB.
○ For buildings class 2 (semi-concrete and wood) and class 3 (wooden/other materials), insurance is limited to detached houses with a total sum insured starting from 3,000,000 THB.
○ In cases where the insurance applies to contents only (excluding building coverage), the total sum insured must not exceed 5,000,000 THB.
○ In cases where the insurance applies to both building and contents, the sum insured of the contents must not exceed 50% of the total sum insured. - This product is available nationwide throughout Thailand, with exceptions in certain areas subject to individual assessment by the Company, including:
○ High-risk areas as designated by the Office of Insurance Commission (OIC), such as Yaowarat, Chakkrawat, and Sampeng
○ Areas within the four southern border provinces (Songkhla, Pattani, Yala, and Narathiwat) where the total sum insured exceeds 5,000,000 THB - Adjustments to coverage terms, coverages, and premium upon policy renewal shall be made in accordance with the Company’s underwriting guideline for renewal businesses.
○ In the event that a claim is made for building damage only (excluding contents) due to flood under a policy covering both the building and its contents, such a claim will not be taken into account in the underwriting consideration for policy renewal.
- Discount up to 12.50% for the insurance period of 2 years
- Discount up to 16.66% for the insurance period of 3 years
- The applicant should understand the Details, Coverage and Conditions before binding cover.
- The information in this brochure is for advertisement purposes only. All conditions are subjected to the policy wording
Master Home is a marketing name. The name of policy that you received is “Home Care Insurance”
Property Insurance Products
Coverage by Allianz Ayudhya General Insurance Public Company Limited
