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Master Home

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  • Comprehensive Protection Fire, Lightning, Explosion, Earthquake, Windstorm and Hail Sum Insured starting from Baht 500,000
  • Plate Glass Insurance Coverage up to Baht 5,000 per occurrence and in aggregate per year *Only Plate Glass fixed to building insured
  • All Types of Building Wooden, Half-Wooden or Concrete Building
  • Natural Disaster Protection Flood coverage starting from Baht 20,000 and top-up available
  • Choices of Plan serving your needs
  • Home Assistance 24 hours everyday including Nursing care service Only for accidents arising at the Insured Premise * Terms and Conditions applied
  • The underwriting criteria are subject to the terms and conditions of the Company's underwriting guideline. 
  • Under the property packaged products, one location can be insured under only 1 policy. 
  • This product provided exclusively for private residential properties and does not extend to properties used for commercial, business, income-generating, or rental purposes. 
  • This product is available for buildings with the following structural classes: Class 1 (Reinforced concrete), Class 2 (Semi-concrete and wood) and Class 3 (wooden or other materials) 
  • Total Sum Insured (including buildings and/or contents within the building)  
    ○ The total sum insured must range between 500,000 and 50,000,000 THB. 
    ○ For buildings class 2 (semi-concrete and wood) and class 3 (wooden/other materials), insurance is limited to detached houses with a total sum insured starting from 3,000,000 THB. 
    ○ In cases where the insurance applies to contents only (excluding building coverage), the total sum insured must not exceed 5,000,000 THB. 
    ○ In cases where the insurance applies to both building and contents, the sum insured of the contents must not exceed 50% of the total sum insured. 
  • This product is available nationwide throughout Thailand, with exceptions in certain areas subject to individual assessment by the Company, including:  
    ○ High-risk areas as designated by the Office of Insurance Commission (OIC), such as Yaowarat, Chakkrawat, and Sampeng 
    ○ Areas within the four southern border provinces (Songkhla, Pattani, Yala, and Narathiwat) where the total sum insured exceeds 5,000,000 THB 
  • Adjustments to coverage terms, coverages, and premium upon policy renewal shall be made in accordance with the Company’s underwriting guideline for renewal businesses.  
    ○ In the event that a claim is made for building damage only (excluding contents) due to flood under a policy covering both the building and its contents, such a claim will not be taken into account in the underwriting consideration for policy renewal. 
  • Discount up to 12.50% for the insurance period of 2 years
  • Discount up to 16.66% for the insurance period of 3 years
  • The applicant should understand the Details, Coverage and Conditions before binding cover.
  • The information in this brochure is for advertisement purposes only. All conditions are subjected to the policy wording
Master Home is a marketing name. The name of policy that you received is “Home Care Insurance”
Coverage by Allianz Ayudhya General Insurance Public Company Limited
DBD e-Registration