Coverage
|
EXCLUSIVE CARE @BDMS Plan 1
|
EXCLUSIVE CARE @BDMS Plan 2
|
Maximum benefit for an injury or sickness per policy year
|
1,500,000
|
5,000,000
|
Area of cover
|
Thailand
|
1. Benefits for Inpatient Care
|
|
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Section 1 Room and board including service charges (inpatient)
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|
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1.1 Non-intensive care room (maximum payable per day)
|
5,000
|
7,000
|
1.2 Intensive Care Unit (ICU) Maximum not more than 15 days
|
15,000
|
21,000
|
Section 2 Hospital medical expenses for diagnostic and therapeutic procedures, blood and blood components, nursing service, medicines, and parenteral nutrition, and medical supplies
|
|
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2.1 Hospital medical expenses for diagnostic procedures
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Paid in full(1)
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2.2 Hospital medical expenses for therapeutic procedures, blood and blood components, and nursing service
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2.3 Medicines and parenteral nutrition, and medical supplies
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2.4 Home medications and medical (supplies 1) for taking home Maximum not more than 14 days
|
Section 3 Medical practitioners’ fees, maximum payable
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Paid in full(1)
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Section 4 Fees for surgery and medical procedures
|
|
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4.1 Operating theater and procedure room
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Paid in full(1)
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4.2 Medicines, parenteral nutrition, medical supplies, surgery and procedure equipment
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4.3 Surgeons' fees including fees for surgical assistants
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4.4 Anesthesiologists’ fees
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4.5 Organ transplantation
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Section 5 Day Surgery
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Paid in full(1)
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2. Benefits for Non-Inpatient Care
|
|
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Section 6 Hospital medical expenses for diagnostic procedures before or after hospitalization relating to the condition diagnosed, or outpatient treatment after hospitalization
|
|
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6.1 Hospital medical expenses for diagnostic procedures relating to the condition diagnosed within 30 days before and after hospitalization
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Paid in full(1)
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6.2 The expenses for OPD visit post hospitalization within 30 days (excluding hospital medical expenses for diagnostic procedures)
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Section 7 Medical expenses for an injury (OPD) within 24 hours of the incident
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Paid in full(1)
|
Section 8 Rehabilitation post hospitalization
|
Paid in full(1)
|
Section 9 Hospital medical expenses for treatment of chronic kidney disease by hemodialysis
|
50,000(1)
|
100,000(1)
|
Section 10 Medical expenses for treatment of tumor or cancer by radiation therapy, interventional radiology, nuclear medicine therapy
|
1,500,000(1)
|
5,000,000(1)
|
Section 11 Medical expenses for treatment of cancer by chemotherapy
|
Section 12 Emergency ambulance services, maximum payable (per trip)
|
5,000
|
Section 13 Minor surgical expenses
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Paid in full(1)
|
3. Additional Benefits
|
|
|
Personal Accident (Or.Bor.2)(2)
|
100,000
|