Lump-sum Payout Health Insurance

Lump-sum Payout Health Insurance Allianz Ayudhya offers a range of health insurance options that cover all medical procedures. fulfill all requirements for healthcare. Along with numerous other benefits available to everyone, such as health insurance lump sum payments, critical sickness insurance, income replacement, and child insurance.

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Product Highlights

Health insurance, Easy and Lumpsum, coverage up THB 5,000,000 per policy year

This health insurance plan helps to unlock the expenses for the Medical Necessity treatment such as X-rays, Laboratory test, Surgery, Haemodialysis, Chemotherapy, Radiotherapy, treatment of cancer by the Targeted Therapy and increase the benefit amount to double in case of specified Critical Illness.

Medical coverage by up to 10 million baht for you and family for comfort and good health and compensation without claims.

Receive the medical care with coverage benefits amounting up to 100 million Baht. This includes treatments such as IPD, OPD, dental, vision, childbirth, as well as surgery, laboratory test, X-rays, Haemodialysis, Chemotherapy, Targeted Therapy, and psychiatric treatments etc.

Have peace of mind no matter how sick you get. Receive health coverage with medical teams and modern treatment innovations and standards at hospitals or clinics affiliated with BDMS in Thailand and Cambodia (designated facilities only).

Injury or illness coverage by up to 30 million baht.

Injury or illness coverage by up to 5 million baht.

Health insurance plan for people with small budgets. Help reduce expenses when hospitalized. Pay premiums under 10,000 Baht and get coverage up to 1 million Baht.

Easy to understand according to actual payment with coverage of up to 750,000 baht/policy year.

Have comfort even with a low budget with health insurance that provides coverage with the best price and the option to divide payments into monthly installments.

Health coverage at any place and any time.

Additional coverage to a main health insurance contract.

International health insurance.

Maximum Benefits​

750,000 - 5,000,000 baht
per policy year

8-30 million Baht
per the Policy year.

2-10 million baht
per time/disease.

100 million Baht/ the Policy year for the Beyond Platinum plan and 80 million Baht/ the Policy year for the Platinum plan.

120 million Baht/ the Policy year for the First Class Beyond Platinum plan and
60 million Baht/ the Policy year for the First Class Platinum plan.

1-30 million baht
per time/disease. 

300,000 - 5,000,000 baht
per time/disease. 

1 million Baht
per the Policy year

350,000 - 750,000 baht
per year. 

250,000 - 750,000 baht per year
(50,000 - 150,000 baht per time / disease)

600,000 - 800,000 baht
per time / disease. 

300,000 - 600,000 baht
per time / disease. 

10 - 100 million baht
per year. 

Room and board, service fees in the Hospital per day

4,000 - 7,000 baht

3,000 - 15,000 Baht
(no limit on number of days/the Policy Year*)

6,000 - 12,000 baht.

15,000 Baht for the Beyond Platinum plan and 10,000 Baht for the Platinum plan
(no limit on number of days/ the Policy Year*)

15,000 Baht for the Beyond Platinum plan and 10,000 Baht for the Platinum plan
(no limit on number of days/ the Policy Year*)

8,000 - 20,000 baht.

1,400 - 12,000 baht.

2,000 Baht
(up to 180 days/ the Policy Year)

2,000 - 4,000 baht.

1,500 - 3,500 baht.

5,000 - 7,000 baht

1,000 - 4,000 baht

Actual payment.

Nursing service fees in ICU

8,000-14,000 baht
(for up to 15 days)

Actual payment
(no limit on number of days/the Policy Year*)

12,000-24,000 baht
(for up to 15 days)

Actual payment
(no limit on number of days/ the Policy Year*)

Actual payment
(no limit on number of days/ the Policy Year*)

16,000 - 40,000 baht
(for up to 15 days)

2,800 - 24,000 baht
(for up to 15 days/time)

500 Baht
(up to 180 days/ the Policy Year)

4,000 - 8,000 baht
(for up to 15 days)

3,000 - 7,000 baht
(for up to 15 days)

10,000 - 14,000 baht
(for up to 15 days)

2,000 - 8,000 baht
(for up to 15 days)

Actual payment.

Area of Coverage

Thailand.

Hospitals in Thailand.

Worldwide, except for the United States.

Hospitals in Thailand and specified Hospitals in Cambodia.

Hospitals or clinics in the BDMS network in Thailand and Cambodia.

Worldwide, except for the United States.

Worldwide, except for the United States.

Hospitals in Thailand.

Designated hospitals in Thailand.

Thailand.

Worldwide, except for the United States.

Worldwide, except for the United States.

Worldwide, except for the United States. 

Is life insurance also required ?

No life insurance required.

Attachable with the Basic Policy as specified by the Company, and the Sum Assured of such Basic Policy shall be 100,000 Baht onwards.

No life insurance required.

Attachable with the Basic Policy as specified by the Company, and the Sum Assured of such Basic Policy shall be 100,000 Baht and above.

Attachable with the Basic Policy as specified by the Company, and the Sum Assured of such Basic Policy shall be 100,000 Baht and above.

No life insurance required.

No life insurance required. 

Attachable with the Basic Policy as specified by the Company, and the Sum Assured of such Basic Policy shall be 100,000 Baht and above.

No life insurance required. 

No life insurance required.

No life insurance required.

No life insurance required.

No life insurance required. 

Starting Price (for a 35- year-old)

17,280 baht/year.
(Calculated from plan 1)

14,194 Baht/Year.
(Maximum Benefits 8 million Baht/ the Policy Year with deductible of 30,000 Baht per the Policy Year)

27,868 baht/year.
(Calculated from plan 1)

42,593 Baht/Year.
(Benefit limit 80 million Bath/ the Policy Year)

38,334 Baht/Year.
(Benefit limit 60 million Baht/ the Policy year)

33,856 baht/year.
(Calculated from plan 1)

10,164 baht/year. 
(Calculated from plan 1)

9,539 Baht/Year*
(Maximum Benefits is 1 million Baht/ the Policy Year with deductible of THB 30,000 per the Policy Year)

15,644 baht/year.
(Calculated from plan 1)

9,433 baht/year.
(Calculated from plan 1)

13,117 baht /year.
(Calculated from plan 1 with initial liability of 10,000 baht)

4,260 baht /year.
(Calculated from plan 1 with initial liability of 20,000 baht)

69,337 baht /year.
(Calculated from Thailand UltraCare plan)

Assured by

Allianz Ayudhya General Insurance Public Company Limited 

Allianz Ayudhya Assurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited

Allianz Ayudhya Assurance Public Company Limited

Allianz Ayudhya Assurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited

Allianz Ayudhya Assurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited 

Allianz Ayudhya General Insurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited

Product Highlights

Health insurance, Easy and Lumpsum, coverage up THB 5,000,000 per policy year

This health insurance plan helps to unlock the expenses for the Medical Necessity treatment such as X-rays, Laboratory test, Surgery, Haemodialysis, Chemotherapy, Radiotherapy, treatment of cancer by the Targeted Therapy and increase the benefit amount to double in case of specified Critical Illness.

Medical coverage by up to 10 million baht for you and family for comfort and good health and compensation without claims.

Receive the medical care with coverage benefits amounting up to 100 million Baht. This includes treatments such as IPD, OPD, dental, vision, childbirth, as well as surgery, laboratory test, X-rays, Haemodialysis, Chemotherapy, Targeted Therapy, and psychiatric treatments etc.

Have peace of mind no matter how sick you get. Receive health coverage with medical teams and modern treatment innovations and standards at hospitals or clinics affiliated with BDMS in Thailand and Cambodia (designated facilities only).

Injury or illness coverage by up to 30 million baht.

Injury or illness coverage by up to 5 million baht.

Health insurance plan for people with small budgets. Help reduce expenses when hospitalized. Pay premiums under 10,000 Baht and get coverage up to 1 million Baht.

Easy to understand according to actual payment with coverage of up to 750,000 baht/policy year.

Have comfort even with a low budget with health insurance that provides coverage with the best price and the option to divide payments into monthly installments.

Health coverage at any place and any time.

Additional coverage to a main health insurance contract.

International health insurance.

Maximum Benefits​

750,000 - 5,000,000 baht
per policy year

8-30 million Baht
per the Policy year.

2-10 million baht
per time/disease.

100 million Baht/ the Policy year for the Beyond Platinum plan and 80 million Baht/ the Policy year for the Platinum plan.

120 million Baht/ the Policy year for the First Class Beyond Platinum plan and
60 million Baht/ the Policy year for the First Class Platinum plan.

1-30 million baht
per time/disease. 

300,000 - 5,000,000 baht
per time/disease. 

1 million Baht
per the Policy year

350,000 - 750,000 baht
per year. 

250,000 - 750,000 baht per year
(50,000 - 150,000 baht per time / disease)

600,000 - 800,000 baht
per time / disease. 

300,000 - 600,000 baht
per time / disease. 

10 - 100 million baht
per year. 

Room and board, service fees in the Hospital per day

4,000 - 7,000 baht

3,000 - 15,000 Baht
(no limit on number of days/the Policy Year*)

6,000 - 12,000 baht.

15,000 Baht for the Beyond Platinum plan and 10,000 Baht for the Platinum plan
(no limit on number of days/ the Policy Year*)

15,000 Baht for the Beyond Platinum plan and 10,000 Baht for the Platinum plan
(no limit on number of days/ the Policy Year*)

8,000 - 20,000 baht.

1,400 - 12,000 baht.

2,000 Baht
(up to 180 days/ the Policy Year)

2,000 - 4,000 baht.

1,500 - 3,500 baht.

5,000 - 7,000 baht

1,000 - 4,000 baht

Actual payment.

Nursing service fees in ICU

8,000-14,000 baht
(for up to 15 days)

Actual payment
(no limit on number of days/the Policy Year*)

12,000-24,000 baht
(for up to 15 days)

Actual payment
(no limit on number of days/ the Policy Year*)

Actual payment
(no limit on number of days/ the Policy Year*)

16,000 - 40,000 baht
(for up to 15 days)

2,800 - 24,000 baht
(for up to 15 days/time)

500 Baht
(up to 180 days/ the Policy Year)

4,000 - 8,000 baht
(for up to 15 days)

3,000 - 7,000 baht
(for up to 15 days)

10,000 - 14,000 baht
(for up to 15 days)

2,000 - 8,000 baht
(for up to 15 days)

Actual payment.

Area of Coverage

Thailand.

Hospitals in Thailand.

Worldwide, except for the United States.

Hospitals in Thailand and specified Hospitals in Cambodia.

Hospitals or clinics in the BDMS network in Thailand and Cambodia.

Worldwide, except for the United States.

Worldwide, except for the United States.

Hospitals in Thailand.

Designated hospitals in Thailand.

Thailand.

Worldwide, except for the United States.

Worldwide, except for the United States.

Worldwide, except for the United States. 

Is life insurance also required ?

No life insurance required.

Attachable with the Basic Policy as specified by the Company, and the Sum Assured of such Basic Policy shall be 100,000 Baht onwards.

No life insurance required.

Attachable with the Basic Policy as specified by the Company, and the Sum Assured of such Basic Policy shall be 100,000 Baht and above.

Attachable with the Basic Policy as specified by the Company, and the Sum Assured of such Basic Policy shall be 100,000 Baht and above.

No life insurance required.

No life insurance required. 

Attachable with the Basic Policy as specified by the Company, and the Sum Assured of such Basic Policy shall be 100,000 Baht and above.

No life insurance required. 

No life insurance required.

No life insurance required.

No life insurance required.

No life insurance required. 

Starting Price (for a 35- year-old)

17,280 baht/year.
(Calculated from plan 1)

14,194 Baht/Year.
(Maximum Benefits 8 million Baht/ the Policy Year with deductible of 30,000 Baht per the Policy Year)

27,868 baht/year.
(Calculated from plan 1)

42,593 Baht/Year.
(Benefit limit 80 million Bath/ the Policy Year)

38,334 Baht/Year.
(Benefit limit 60 million Baht/ the Policy year)

33,856 baht/year.
(Calculated from plan 1)

10,164 baht/year. 
(Calculated from plan 1)

9,539 Baht/Year*
(Maximum Benefits is 1 million Baht/ the Policy Year with deductible of THB 30,000 per the Policy Year)

15,644 baht/year.
(Calculated from plan 1)

9,433 baht/year.
(Calculated from plan 1)

13,117 baht /year.
(Calculated from plan 1 with initial liability of 10,000 baht)

4,260 baht /year.
(Calculated from plan 1 with initial liability of 20,000 baht)

69,337 baht /year.
(Calculated from Thailand UltraCare plan)

Assured by

Allianz Ayudhya General Insurance Public Company Limited 

Allianz Ayudhya Assurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited

Allianz Ayudhya Assurance Public Company Limited

Allianz Ayudhya Assurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited

Allianz Ayudhya Assurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited 

Allianz Ayudhya General Insurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited

Allianz Ayudhya General Insurance Public Company Limited

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Remark: Customers should understand the details. Coverage and conditions Before deciding to apply for insurance

*There is no maximum number of days per policy year. This must not exceed the maximum benefit amount per policy year as specified in the benefit table

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