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ประกันสุขภาพเหมาจ่าย, ประกันสุขภาพแผนเอ็กซ์ตร้าแวลู

 

Extra Value

Lump Sum Cancer Insurance

Cover for all stages of cancer

Highlights

Extra Value, Covers stage 1 to 4 of cancer
Covers stage 1 to 4 of cancer, with flexible limits of up to THB 1m
Extra Value, Cover for skin cancer
Cover for skin cancer, up to 20% of the overall lifetime limit

How good is this insurance plan?

  • Can be purchased independently, not bundled with life insurance
  • Tax savings on premiums paid, up to THB 25,000*

Remark:

*Rules of tax deduction rights are as specified by the Revenue Department.

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Table of benefits

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Description Benefits (THB)
Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 Plan 6 Plan 7 Plan 8
Lump sum cancer cover 100,000 200,000 300,000 400,000 500,000 1,000,000 1,500,000   2,000,000 
Lump sum skin cancer cover 20,000 40,000 60,000 80,000 100,000 200,000  300,000   400,000 
Personal accident (Or.bor.2)* 20,000 20,000 20,000 20,000 20,000 20,000  20,000   20,000 

Remark:

*Rules of tax deduction rights are as specified by the Revenue Department.

  • Eligible for purchase by persons aged 15 days to 60 years.
  • Only Thai nationals eligible.
  • Once purchased, the plan limit cannot be changed.
  • The maximum lifetime limit is capped at THB 2m per member.
Health insurance premium is eligible for tax-deductible benefit, in accordance with the terms and condition prescribed by the Revenue Department.
  • the cancer is a pre-existing condition
  • the cancer is related to Acquired Immune Deficiency Syndrome (AIDS), including any related complications, or sexually transmitted diseases.
  • the cancer occurs within 90 days of policy inception
  • The applicant is advised to always study details of coverage and conditions carefully before deciding to buy insurance. After receiving the insurance policy, the insured is advised to study the terms and conditions of the policy contract.
  • It is the responsibility of the Insured to make premium payments. Insurance agencies and brokers only facilitate the service.
  • Should coverage provided by any insurance policy be in violation of any United States (US), United Nations (UN) of European Union (EU) economic or trade sanctions, such coverage shall be null and void. For example, we cannot pay for healthcare services provided in a country under sanction by the United States unless permitted under a written Office of Foreign Assets Control (OFAC) license. Learn more on the US Treasury’s website at: www.treasury.gov/resource-center/sanctions